Whole Life Insurance/Permanent Life Insurance

Whole Life Insurance/Permanent Life Insurance provides for death protection throughout your lifetime assuming premiums are paid current.  Permanent policies generally feature level premiums and they accrue cash and loan values over time.  If you need a policy for a short period of time, Term Life Insurance may be more appropriate for you.

When you need help finding the right Whole Life Insurance policy in Pittsburgh, Sewickley and surrounding areas, please contact SK Financial Group.

 

GBU Financial Life

 

Ordinary Life

GBU’s Ordinary Life is for the consumer who desires affordable, permanent life insurance coverage with level premiums. Dividends and guaranteed cash values make this a cost-effective policy.

 

20 Pay Life

GBU’s 20 Pay Life is for the consumer who desires permanent life insurance coverage while paying level premiums for only 20 years. Dividends and guaranteed cash values make this a value-added policy.

 

Life Paid Up at Age 65

GBU’s Life Paid Up at Age 65 is a permanent life insurance policy with level premiums payable until the insured attains age 65. Guaranteed cash values plus policy dividends make this plan an attractive choice.

 

Single Premium Life

GBU’s Single Premium Life is especially appealing to those consumers who want paid-up insurance with one payment. Whether the protection is for an adult or a child, this plan provides a lifetime of security.

 

GCU


Single Premium Whole Life

Pay one premium and have fully paid-up cash value life insurance.  issued in any amount subject to current GCU non-medical limits.  Excellent gift for children or grandchildren.  Adults who do not wish to be concerned with ongoing premium payments can pay once and forget it.

Issue Age 0-85 yrs.

 

20-Year Payment Life

Many people select the GCU 20-Year Payment Life Policy because they pay premiums for only 20 years and then become owners of paid-up policies.  Even after the policy is paid-up the cash value continues to grow.  One of the nice features is that it accumulates cash value faster than Ordinary Whole Life Insurance.  For this reason the rates are somewhat higher.  The GCU 20-Year Payment Life Policy is issued on amount of $5,000 and above.

Issue Age 0-85 yrs.

 

Ordinary Whole Life

Ordinary Whole Life is your best buy when purchasing traditional whole life insurance.  You receive the greatest amount of permanent protection for the smallest outlay of premium dollars.  While Ordinary Whole Life Insurance premiums are payable for life, many people purchase this plan with the thought of terminating premium payments at retirement and electing a reduced paid-up insurance benefit.

Issue Age 0-85 yrs.

 

NSS Life

 

Whole Life Plan

Least expensive cash value level premium-paying plan.  Premiums are payable for life and accrue cash and loan values.  Dividends* may begin in second contract year.

Issue Age: 0-95 yrs old

 

20 Pay Life Plan

Level premiums that are payable for 20 years.

Premiums are payable for life and accrue cash and loan values.  Dividends* may begin in second contract year.

Issue Age: 0-95 yrs old

 

Single Premium Life Plan

Only one premium payment due.  Cash and loan values accrue through the years.  Dividends* may begin in second contract year.

Issue Age: 0-95 yrs old

 

3-Pay Life Plan

The same as the Single Premium Life Plan above, but with the option of making 3 equal annual payments.  A policy loan agreement needs to be signed for the remaining outstanding premiums.  Dividends* may begin in second contract year.

 

*Dividends are determined by the NSS Board of Directors and are not guaranteed.