NSS Life Annuity Products

Preferred-8 and Preferred-5 Annuities

  • Both can be established with an initial deposit of $1,000 or $90 per month.
  • Competitive interest rates.
  • Additional deposits can be made anytime without affecting original surrender period.
  • Up to 10% of account balance may be withdrawn each year surrender-free.
  • Guaranteed minimum interest rate of 2%.
  • No sales or administrative fees.
  • Avoids probate.
  • 8 year or 5 year surrender period.
  • Available qualified plans: IRA, Roth IRA, SEP, TSA and Coverdell Education Savings Account.
Optimum 3 and Preferred Choice Annuities

  • Both can be established with an initial deposit of $2,000, (max. $25,000.)
  • Competitive interest rates.
  • Additional deposits can be made within the first 90 days.
  • Up to 10% of account balance may be withdrawn each year surrender-free.
  • Guaranteed minimum interest rate of 2% for Optimum 3 and 1% for Preferred Choice.
  • No sales or administrative fees.
  • Avoids probate.
  • Interest rate guaranteed for either 1 or 3 years.
  • Available qualified plans: Preferred Choice-IRA, Roth IRA, SEP, TSA and Coverdale Education Savings Account. Optimum 3 Traditional & Roth IRA ONLY.