Taking a Second Look at Life Insurance for Your Financial Portfolio

Sewickley & Pittsburgh Life Insurance AgentFor most of us, we leave managing the risk associated with our financial portfolio to a professional. You may be familiar with their suggestions to diversify by investing in mutual funds, bonds, and stocks, but did you know that life insurance is an important addition to your overall financial plan?

 

Permanent or Term Life Insurance? Or Something Else?

Often we think that there are only two choices when it comes to life insurance – term or permanent. Purchasing life insurance, however, should not be simplified to only two choices. You may be better off asking yourself a series of questions designed to help you find the right policy for your needs. […]

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How Much Life Insurance Do I Need?

Life Insurance Agent Pittsburgh PAHow much life insurance you need depends on what you need the insurance to do. As a general rule, the more dependents you have and the longer their dependency is expected to last, the more insurance you need. But even people with no dependents need some life insurance.

 

Typical Life Insurance Situations

 

People with minor children

The younger your children are, the longer they will depend on your income. Therefore, more insurance will be needed to replace the income you would have provided, should you die while they are still young. If both parents earn income, then both should have […]

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